Find out everything you need to know to forge a path to financial freedom. Explore how debt consolidation works, its impact on your credit, and alternative options.

Established industry history. Lexington Law isn’t the new kid on the block—they’ve been advocating for consumer rights since 2004. Their long-lasting presence in the industry is a testament to their ...

If you’re under 18, becoming an authorized user on the credit account of a trusted family member or friend with a good credit history is another way to start building credit. Since you must be 18 ...

Being a cosigner can improve your credit history through positive account management—but it also carries risks, such as financial liability for the debt and negative impacts on your credit score if ...

There’s no timeline for how long before debt collectors sue, but they do follow a statute of limitations. Learn more about when they can sue and your rights.

Wondering what you should use your credit card for? We'll tell you eight smart purchases you can make to build your credit and earn cash back rewards.

According to U.S. News & World Report, 66% of divorced people had shared debt with their ex-spouse.This can complicate financial situations as both parties are still liable for the debt even after ...

In most cases, cosigners are not listed on the title unless they are also listed as co-owners of the vehicle. Typically, it depends on the laws and regulations of your specific jurisdiction.

If you lack credit history, read on to discover how to get a loan with no credit. Options include no-credit-check loans, secured loans, 401(k) loans and more.

Explore the origins and evolution of credit scores. Learn why they were invented, issues with modern scoring, and insights into the future of credit scores.

When you first get approved for a new credit card, it can be disheartening to see a low credit card limit, especially if you compare it to the average credit card limit in America.Credit card limits ...

Building credit with credit cards can be an excellent way to achieve financial independence, earn rewards, and make significant purchases. However, a few aspects may not be straightforward, such as ...