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FORT MYERS, Fla. — If you haven't shopped around for insurance lately, you might be missing out on some serious savings.

State Farm Insurance, Florida’s third-largest auto insurer, announces major cuts, translating to $1 billion in savings for drivers statewide.

After Gov. Ron DeSantis announced that Progressive agreed to repay $1 billion in excess profit, questions lingered about how auto insurance customers would receive the money.

State Farm announced Thursday that its latest price drop will reduce costs by more than 20% on average since October 2024.

The payback is part of a slew of good news state officials have highlighted about the state's car insurance market, which has been troubled.

Also, customers of the state’s five largest auto insurers, which make up 78% of the market, are going to see their auto premiums drop by an average of 6.5%, some by as much as 11.5%, in 2025, ...

State Farm explained that the reductions are due to legislative changes in Florida, enabling them to lower costs for ...

In a landmark move, Progressive Insurance will return almost $1 billion to its auto policyholders in Florida. This decision, ...

Another big insurer is lowering rates in Florida as a result of the state’s tort reform legislation. State Farm is dropping ...

Floridians with Progressive Insurance will receive a rebate in 2026, but how much credit each policyholder will receive is till to be determined.