Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update. The 4% rule says you should plan to spend 4% of ...

You may have heard of the “4% rule” when it comes to retirement. The idea is simple: After you retire, you withdraw 4% of ...

The 4% rule has been THE rule for retirement spending for decades. According to David Blanchett, managing director and head of retirement research at PGIM DC Solutions, 61% of financial advisors use ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Thirty years after financial adviser Willian Bengen advanced the currently popular strategy of withdrawing 4% of retirement savings each year from an equally balanced stock-bond portfolio, indexed ...

Retirees, planners, and advisors alike have all used the 4% rule for decades now. Since its discovery in the 1990s, the 4% rule is very straightforward: You withdraw 4% of your savings in the initial ...

Pensioners can choose to follow a "4% rule" to help them avoid running out of money during their retirement. Financial ...

The spending rule has been around for 30 years, but experts are rethinking traditional drawdown approaches in light of longevity and economic realities. Since its creation more than three decades ago, ...

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William Bengen established 4% as the initial safe withdrawal rate in retirement more than 30 years ago. But in subsequent ...

New research published in the Journal of Retirement found that full or partial annuitization leads to better retirement income outcomes than the 4% rule. The research also found that those with ...