One common swap that people make is converting their traditional IRA to a Roth IRA. With this move, retirees can skip paying ...

Here’s how converting your traditional retirement account to a Roth IRA can boost your nest egg — but avoid these costly ...

We don't always make the retirement investment decisions we should, and many times, there's no way to change the past—all we can do is try to do better going forward. But if you've been saving money ...

Converting money from a 401(k) to a Roth IRA has become all the rage, but it’s not the right move for everyone. A professional financial advisor can help you weigh the pros and cons, based on the ...

There are two basic types of IRAs most Americans can choose from -- traditional or Roth. The basic difference is the tax structure of each. Traditional IRA contributions may be tax-deductible, but ...

Who doesn’t appreciate tax-free investment growth, tax-free withdrawals and not having to take required minimum distributions ...

Retirement funds in a 401(k) account are subject to federal income tax when withdrawn, and oftentimes state and local taxes, too. And because of RMD rules, savers with funds in tax-deferred retirement ...

When would a Roth IRA be a better choice than using a 529 account? Here’s what you need to know to make that decision. A 529 account is a special type of savings plan designed to help pay for ...

Responding to a call from a financial advisor in New York, the ERISA consultants at the Retirement Learning Center (RLC) address whether a client can undo an in-plan Roth conversion.

If you’re saving for a college fund, you may have considered putting that money into your Roth IRA. The question is whether this is a good idea and if it will save you money. When would a Roth IRA be ...